Pro, Authentic & Hallucination-Free:
ProHomeBuzz.com
Valuable Pro Examples, Tips About Home Buying, Selling, Home Improvement & Investing Process
Valuable Pro Examples, Tips About Home Buying, selling, home improvement & investing Process.
How to fix credit issues (legally), How to Get home loan at 3.5% down & VA mortgage with Zero down.
How to build or rebuild credit; how to buy a home after bankruptcy.
Check Lists and Steps you can follow and avoid many traps and mistakes like mold, asbestos, lead paint, mold, unpermitted additions & more
All throughout this site & Blog rave that home ownership creates wealth!
This graph published the St Louis FED, depicts house prices since 1963
What Should YOU
Expect Here?
SUMMARY
Of This PAGE
This page spells out our vision of what we are set up to contribute in creating this home life style blog.
We bring valuable, authentic (hallucination-free) & professional information for this community of home dreamers who need to make decisions on the most expensive purchase in their lives:
home ownership helps to build wealth - thus the graph above
home buying (owner occupied) – specially those first-time buyers who dream to own a ‘slice of America,’ come to mind!
How to build you credit; understanding down payment; how to apply for a DPA (Down Payment Assistance) in your county/city; Is FHA with 3.5% down payment in your future?
Veterans! - I cover the gamut of you need to get you into ownership of whatever your home life style might be …even a trailer home!
I can guide to YOUR well-deserved home!
Thanks for YOUR service!home selling – those who want trade up or downsize and simple cash on that sweet equity (AND the tax consequences of it!),
home improvement – in our ever-evolving tastes and trends
and home investing - either for rent or flip. What to avoid & How to profit
America runs on Credit! It affects our lives well beyond ‘house buying!’
I take an in depth look at how credit works!
Helping people build & maintain good credit is a passion of mine.
I have accumulated a vast knowledge on how to build OR rebuild credit …and then how to maintain your good credit
We are dedicating significant amount of time and pages on this site & blog to building & maintaining good credit
Home Buying
Dealing with Home ownership brings a lot of fun, joy, pride and the accumulation of wealth.
There are precious few instances that I would not recommend that it is ‘a good time to buy a home!’
And they are all related to folks who might be transferred in less than four years!
Other than that – you should consider to buy a home! No question about it!
Please allow me to repeat the graph below, published by the St. Luis branch of Federal Central Bank (Fed) – which I consider an official ‘validation’ about my credo assumption of house value appreciation!
As it confirms here …at least since 1963! 😉
There Are Troubles & Issues Ahead Too!
There Are Troubles & Issues Ahead Too!
So, I truly wish I could say that it is all roses!
But at the same time, it also can present itself with many challenges that can generate ‘headaches’ – some of which you even do NOT suspect that they exist!
And by that I means very tangible and practical issues which can be a stone in your shoes, as you can see below.
Throughout these pages I bring up the issues you might encounter and explain what consequences there can be as well as what solutions you could seek… AND confront the issues up front!
Here we discuss the Home Buying, Selling, Home Improvement & Investing Process: Professional Examples, Tips, Check Lists and Steps you can follow and avoid many traps and mistakes that can drive your buying experience into headaches…
Like: Asbestos, Mold, Lead Paint, Polybutylene Pipes, attic lack of ventilation and/or attic moist and/or attic mold or lead paint
ProHomeBuzz.com Tip: NONE of these should be there -EVER!
unpermitted additions, zoning compliance; foundation issues
…And, oh, yes! If you are doing home improvements, dealing with contractors!
Contractors could have a whole blog dedicated sole to them!
And much, much more!
I have catalogued countless experiences of these potential problems as well as solutions bringing authentic, professional and current information – pro home buzz - which aim to solve and/or make you aware about the many issues of home ownership - many of which may lay dormant and you even do not suspect they are there !
I will share it all what I know in these pages.
So, relax! It is not the end of the world! And together we shall see them and how to deal with them!
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We are growing this site by-the-day: Come visit as often as you can!
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Meanwhile, feel free to send us a message, should you have a home buzz to share OR a "?" to ask! See you around!
A Community Of Likeminded
Home Life Style Dreamers
Good Credit
Good Credit
America runs on Credit! It affects our lives well beyond ‘house buying!’
Helping people build & maintain good credit is a passion of mine.
We are dedicating significant amount of time and pages on this site & blog to building & maintaining good credit
We are going to pay close look to all major aspects that makes your credit ‘good':’ get a free credit report, credit scores, how to build credit, how to rebuild credit after bankruptcy and much more
Also About Home Mortgage Financing
ABOUT HOME FINANCING
This home life style blog is a community dedicated to home buying, home selling, home improvement and home investing - either for rent or flip.
How to finance your home purchase comes with financing too!
Even if you have massed funds for an ALL-cash purchase, I recommend that you take a loan and benefit from the MID (Mortgage Interest Deduction)
In this arena, sooner or later financing Mortgage loans will come in play!
Not to worry! I got you covered!
Throughout my 18 years in this business, first as an agent and now as a real estate broker, one of the things that I treasure the most is my knowledge of how to finance the purchase of homes, townhomes, condos as well as multifamily properties or other real estate investments.
I know how to guide you to get a mortgage loan with only 3.5% down payment!
Sometimes even with a credit score – as low as – 500!
I am always very thankful for any and all veterans. All those fine men and women who served as well as the countless many still in active duty do deserve our gratitude!
I most proud of having studied VA mortgage loans in depth!
It is one of the things that I certainly can help any veteran who is seeking to by a home on their GI Bill.
I have several pages dedicated exclusively to simplify, clarify and, in some instances, ‘demystify’ how to get a VA mortgage loan.
And I am always here if additional is still needed. Thanks for your service!
Those seeking home improvement financing also have pages with intel awaiting here.
Are you looking to finance some home flips? Let’s talk about it.
Anyone looking to finance an apartment complex should talk with me: I have more than one source of mortgage for that kind of investment as well!
Don’t let the lack of funds derail your dream home purchase – contact me! I will be glad to help and put you in contact with the right source of loan mortgage!
Please take a minute to write us a review: short, sweet, and to the point.
YOUR Opinion Does Matter!
Meet Your Host
Thanks for visiting. Welcome!
My name is JC Fagundes (Pronounced Fa-GOON-des). But just call me Jay-C
I am your host and sometimes guide but mostly, a cheerleader in your home quest!
I am a real estate broker based in Atlanta, Georgia, the USA.
I have been in the fold of countless real estate transactions from anywhere from a $50K condo to the $1,5 million homes
I have bought and sold investment houses for myself. I work with home buyers every week -- I am a living witness of their emotions, frustrations and joys.
No matter what you are buying, there is a thrill about home buying that is almost unmatched in most people’s live – I just love to be part of it! I can affirm to you that it the emotions – and sometimes the headaches are very much the same level if you buying a small condo or a mansion.
The housing process can be frustrating! It does not matter if you are a home seller, home investor and, oh! yes specially if are ding a home improvement; but nothing compares if you are an owner-occupied homebuyer struggling to secure a home for your family!
I have been involved in all of these situations and I have helped to move the process forward! So, I know how to navigate the issues and bring solutions to bring the transaction to the closing table!
I present here, in these website & blog, many of the same professional insights, lists and steps which will lower the stress and lead you to become a successful homebuyer, home seller, home improvement, home investor.
Is there anything you still need
to know About Us?
My dog Yolo hard at work
Please click on the photo and let me know
Because my dog, YOLO,
would love to fetch it for you!
Looking for a new home?
Maybe I cannot find YOU
The ‘house of the future’
(As Yet)
But I certainly can find
YOUR FUTURE HOUSE!!!
Click on the photo to
contact me