Pro, Authentic &
Hallucination-Free:
ProHomeBuzz.com
Search Here ALL Intel Within This Site
Ultimate Guide To Georgia Dream Programs: $1,000 Down Payment To Buy Your Home. Vets Only $500 Down
What Should YOU
Expect Here?
SUMMARY
Of This PAGE
Ultimate Guide To Georgia Dream Programs: $1,000 Down Payment To Buy Your Home. Vets Only $500 Down
1) Standard – $1,000 Down Payment
2) CHOICE – $1,000 Down Payment
3) PEN – $1,000 Down Payment
4) Veterans – $500.00 Down Payment
5) Peach Plus – $1,000 Down Payment
6) Peach Advance – Choice of $1,000 OR 3.5 % with lower % Interest rate
I am always here to help!
Ultimate Guide To Georgia Dream Programs: $1,000 Down Payment To Buy Your Home. Vets Only $500 Down
Down payment continues to be the biggest hurdle keeping homebuyers from realizing their homeownership dreams
Please visit my page Georgia Ultimate Guide To ZERO Down Payment To Buy Your Home for a comprehensive guide of how you can buy your home with ZERO down!
I also would like to introduce the Georgia Dream Homeownership Programs – which are also excellent options…
Although they are NOT Absolut ZERO Down Programs, they are $1,000 Down.
It is only $500 down for Veterans.
Veterans, some active member of the Armed Forces as well as widows (ers) of veterans and MIA (cannot be remarried).
I hope you will agree with me: $1,000 Down is close to ZERO Down as you can get!!!
Veterans at $500 down is still more so!
Each of the programs is designed to serve a different type of home buyers and such, it presents a set of requirements from the user: Please check carefully to choose which one will fit your situation.
Let’s take a look!
Georgia Dream Standard Program
REQUIREMENTS
Eligibility: Applicant must live (or be willing to live) in Georgia and be within the other requirement stated here
All Georgia Dream Programs require a 640 Credit Score OR higher
All applicants must take a “homeownership education class”
It can be in person or onlineLiquid assets no more than $20,000 or 20% of the purchase price – whichever is higher
Prior homeownership restriction: You must be a first-time homebuyer or have not owned a home in the past three years …NOT even as a cosigner (unless you are buying in a designated targeted area).
Primary residence rule: You must intend to occupy the newly purchased property as your primary residence.
No investors
Please learn more about my investor page hereNo prior state residency duration: You do not need to prove you lived in Georgia for a specific number of months or years before applying.
Purchase only = no refinancing
Minimum Down Payment contribution: $1,000.00 at closing
Available in ALL 159 Georgia Counties
Available year-round = Does NOT run out of funds and every day is ‘season to apply.”
Interest Percentage rate for this program is BELOW the ‘going rate’
Georgia Dream CHOICE Program
REQUIREMENTS
Eligibility: Applicant must have one of the family members with disability
All Georgia Dream Programs require a 640 Credit Score OR higher
All applicants must take a “homeownership education class”
It can be in person or onlineLiquid assets no more than $20,000 or 20% of the purchase price – whichever is higher
Prior homeownership restriction: You must be a first-time homebuyer or have not owned a home in the past three years …NOT even as a cosigner (unless you are buying in a designated targeted area).
Primary residence rule: You must intend to occupy the newly purchased property as your primary residence.
No investors – please learn more about my investor page
No prior state residency duration: You do not need to prove you lived in Georgia for a specific number of months or years before applying.
Purchase only = no refinancing
Minimum Down Payment contribution: $1,000.00 at closing
Available in ALL 159 Georgia Counties
Available year-round = Does NOT run out of funds and every day is ‘season to apply.”
Interest Percentage rate for this program is BELOW the ‘going rate’
Georgia Dream PEN – Protectors – Educators – Nurses
REQUIREMENTS
Eligibility: Applicant must work in one of the professional activities which give name to the program: Law enforcement (to include TSA workers), Education sector and health care
All Georgia Dream Programs require a 640 Credit Score OR higher
All applicants must take a “homeownership education class”
It can be in person or onlineLiquid assets no more than $20,000 or 20% of the purchase price – whichever is higher
Prior homeownership restriction: You must be a first-time homebuyer or have not owned a home in the past three years …NOT even as a cosigner (unless you are buying in a designated targeted area).
Primary residence rule: You must intend to occupy the newly purchased property as your primary residence.
No investors – please learn more about my investor page
No prior state residency duration: You do not need to prove you lived in Georgia for a specific number of months or years before applying.
Purchase only = no refinancing
Minimum Down Payment contribution: $1,000.00 at closing
Available in ALL 159 Georgia Counties
Available year-round = Does NOT run out of funds and every day is ‘season to apply.”
Interest Percentage rate for this program is BELOW the ‘going rate’
Georgia Dream Veterans Peach Select
REQUIREMENTS
Eligibility: Applicant must be a Veterans, [some] active member of the Armed Forces as well as widows (ers) of veterans and MIA (cannot be remarried).
Have your DD214 handy
All Georgia Dream Programs require a 640 Credit Score OR higher
All applicants must take a “homeownership education class”
It can be in person or onlineLiquid assets no more than $20,000 or 20% of the purchase price – whichever is higher
NO Prior homeownership restriction: first-time homebuyer is NOT required; and could have owned a home in the past three years
Primary residence rule: You must intend to occupy the newly purchased property as your primary residence.
No investors – please learn more about my investor page
No prior state residency duration: You do not need to prove you lived in Georgia for a specific number of months or years before applying.
Purchase only = no refinancing
Minimum Down Payment contribution: $500.00 at closing
Available in ALL 159 Georgia Counties
Available year-round = Does NOT run out of funds and every day is ‘season to apply.”
Interest Percentage rate for this program is much BELOW the ‘going rate’ (I have seen occasions it was 2% less!!!)
PRO TIP: If you read my entry “Veterans ZERO Down Program” - there are tons of lender who have Zero down programs for Veteran and will go with Credit Scores as low as 500!!!
Expect to pay a higher percentage rate!
In the first month with Georgia Dream you will pay and recover that $500 …and you will never look back!!!
Search Here ALL Intel Within This Site
INCLUDING To Find Any Types
Of Homes By City, # Bedrooms AND Price U Want
A Community Of Likeminded
Home Life Style Dreamers
-
We are growing this site by-the-day: Come visit as often as you can!
-
Meanwhile, feel free to send us a message, should you have a home buzz to share OR a "?" to ask! See you around!
Please take a minute to write us a review: short, sweet, and to the point.
YOUR Opinion Does Matter!
Down Payment Money
Is The BIGGEST Hurdle
To Homeownership!
There Are Six
Georgia Dream Programs
That Can Open The Doors
For YOUR New House:
With $1,000 Down!
Vets Only $500 Down!
Lowest % Rates Around!
Georgia Dream Peach Plus
REQUIREMENTS
Eligibility: Applicant earnings must be above limits set for Georgia Dream Standard Program for the are the house is located. House price also can be above of limits set for Standard Program for the area
All Georgia Dream Programs require a 640 Credit Score OR higher
All applicants must take a “homeownership education class”
It can be in person or onlineLiquid assets no more than $20,000 or 20% of the purchase price – whichever is higher
NO Prior homeownership restriction: first-time homebuyer is NOT required; and could have owned a home in the past three years
Primary residence rule: You must intend to occupy the newly purchased property as your primary residence.
No investors – please learn more about my investor page
No prior state residency duration: You do not need to prove you lived in Georgia for a specific number of months or years before applying.
Minimum Down Payment contribution: $1,000.00 at closing
Available in ALL 159 Georgia Counties
Available year-round = Does NOT run out of funds and every day is ‘season to apply.”
This program is still run and maintained by Georgia Dream program
Interest Percentage rate for this program is slightly BELOW the ‘going rate’
Georgia Dream Peach Advantage
REQUIREMENTS
Eligibility: Applicant earnings must be above limits set for Georgia Dream Standard Program for the are the house is located. House price also can be above of limits set for Standard Program for the area
This program is run by LAKEVIEW Mortgage Services – a private investment firm - with Georgia Dream guide lines.
Homebuyers have the choice to give 3.5% down and receive a lower interest rate
Or can go with the $1,000 down with a rate more on par with the “going rate”
All Georgia Dream Programs require a 640 Credit Score OR higher
All applicants must take a “homeownership education class”
It can be in person or onlineLiquid assets no more than $20,000 or 20% of the purchase price – whichever is higher
NO Prior homeownership restriction: first-time homebuyer is NOT required; and could have owned a home in the past three years
Purchase only = no refinancing
Primary residence rule: You must intend to occupy the newly purchased property as your primary residence.
No investors – please learn more about my investor page
No prior state residency duration: You do not need to prove you lived in Georgia for a specific number of months or years before applying.
Minimum Down Payment contribution: $1,000.00 at closing
Available in ALL 159 Georgia Counties
Available year-round = Does NOT run out of funds and every day is ‘season to apply.”
Search Here ALL Intel Within This Site
INCLUDING To Find Any Types
Of Homes By City AND Price U Want
Is there anything
you still need
to know about which
is not in this
Ultimate Guide To Georgia Dream Programs: $1,000 Down Payment To Buy Your Home. Vets Only $500 Down page?
My dog, Yolo, hard at work
Please click on the photo
and let me know
Because my dog, YOLO,
would love to fetch it for you!
Looking for a new home?
Maybe I cannot find YOU
The ‘house of the future’
(As Yet)
But I certainly can find
YOUR FUTURE HOUSE!!!
Click on the photo to
contact me
I would so love to serve
as your REALTOR!
I am here to help!
Happy With Our Pages?
I have put lots of efforts
to build this likeminded
home dreamers’ community!
I am most thankful
and honored by your visit!
Now it is YOUR turn:
Would you kindly take
a moment and give us
YOUR impressions
& learning experience
on the site?
Thanks again! Looking forward
for YOUR best home buzz!
